:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --surface-alt: #f8fafc;
  --surface-strong: #eef4ff;
  --line: #d8e1ee;
  --line-strong: #b8c5d8;
  --text: #142033;
  --muted: #5b6b82;
  --primary: #1d4ed8;
  --primary-strong: #1e40af;
  --primary-soft: #dbeafe;
  --success: #0f9f6e;
  --success-soft: #dcfce7;
  --warning: #b45309;
  --warning-soft: #ffedd5;
  --danger: #b42318;
  --danger-soft: #fee4e2;
  --shadow: 0 18px 40px rgba(15, 23, 42, 0.08);
  --shadow-soft: 0 8px 20px rgba(15, 23, 42, 0.05);
  --radius: 14px;
  --radius-sm: 10px;
  --content-max: 1440px;
}

* {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  min-height: 100%;
}

body {
  font-family: "IBM Plex Sans KR", "Segoe UI", "Malgun Gothic", sans-serif;
  color: var(--text);
  background:
    linear-gradient(180deg, #f8fbff 0%, #eef4fb 100%);
}

button,
input,
select,
textarea {
  font: inherit;
}

button {
  cursor: pointer;
}

a {
  color: var(--primary);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.app-shell {
  max-width: var(--content-max);
  margin: 0 auto;
  padding: 24px;
}

.topbar {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: flex-start;
  padding: 24px 28px;
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 4px);
  background: linear-gradient(180deg, #ffffff 0%, #f7faff 100%);
  box-shadow: var(--shadow-soft);
}

.brand-block {
  max-width: 760px;
}

.brand-eyebrow,
.section-kicker {
  margin: 0 0 8px;
  font-family: "JetBrains Mono", monospace;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--primary);
}

.brand-title {
  margin: 0;
  font-size: clamp(30px, 4vw, 40px);
  line-height: 1.08;
}

.brand-description {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
}

.brand-status {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: flex-end;
}

.meta-pill,
.badge,
.segment-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 12px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
  background: var(--surface-alt);
  border: 1px solid var(--line);
  color: var(--muted);
}

.meta-pill--ok,
.badge {
  background: var(--success-soft);
  color: #0d7a54;
  border-color: rgba(15, 159, 110, 0.22);
}

.app-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 18px 0 22px;
}

.nav-tab,
.hero-button,
.chip-btn,
.section-actions button,
.toolbar-grid button,
.hero-actions button {
  border: 1px solid transparent;
  border-radius: 12px;
  background: var(--primary);
  color: white;
  padding: 11px 16px;
  font-weight: 600;
  transition:
    transform 0.16s ease,
    background 0.16s ease,
    border-color 0.16s ease,
    box-shadow 0.16s ease;
  box-shadow: 0 8px 20px rgba(29, 78, 216, 0.16);
}

.nav-tab {
  background: var(--surface);
  color: var(--muted);
  border-color: var(--line);
  box-shadow: none;
}

.nav-tab:hover,
.hero-button:hover,
.chip-btn:hover,
.section-actions button:hover,
.toolbar-grid button:hover,
.hero-actions button:hover {
  transform: translateY(-1px);
}

.nav-tab:hover {
  color: var(--primary);
  border-color: rgba(29, 78, 216, 0.26);
}

.nav-tab--active {
  color: var(--primary);
  border-color: rgba(29, 78, 216, 0.3);
  background: var(--primary-soft);
}

.hero-button--secondary,
.button-muted,
.chip-btn,
.hero-actions .hero-button--secondary {
  background: var(--surface);
  color: var(--text);
  border-color: var(--line);
  box-shadow: none;
}

.hero-button--secondary:hover,
.button-muted:hover,
.chip-btn:hover {
  border-color: var(--line-strong);
}

.app-stage {
  position: relative;
}

.app-page {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.app-page[hidden] {
  display: none !important;
}

.page-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 20px;
}

.page-title {
  margin: 0;
  font-size: clamp(24px, 3vw, 32px);
  line-height: 1.15;
}

.page-desc {
  margin: 0;
  max-width: 560px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
}

.hero-card,
.panel,
.metric-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}

.hero-card {
  display: grid;
  grid-template-columns: minmax(0, 2fr) minmax(260px, 1fr);
  gap: 24px;
  padding: 28px;
}

.hero-copy h3 {
  margin: 16px 0 12px;
  font-size: 28px;
  line-height: 1.25;
}

.hero-copy p {
  margin: 0;
  color: var(--muted);
  line-height: 1.7;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 20px;
}

.hero-side {
  display: flex;
  align-items: stretch;
}

.hero-note {
  width: 100%;
  padding: 18px;
  border-radius: 12px;
  background: var(--surface-strong);
  border: 1px solid rgba(29, 78, 216, 0.14);
}

.hero-note strong {
  display: block;
  margin-bottom: 10px;
}

.hero-note ol {
  margin: 0;
  padding-left: 18px;
  color: var(--muted);
  line-height: 1.8;
}

.content-section {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.section-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 16px;
}

.section-head h3,
.subsection-head h4 {
  margin: 0;
  font-size: 18px;
}

.section-copy,
.subsection-meta,
.toolbar-summary,
.result-empty,
.result-error,
.kpi-hint,
.muted {
  color: var(--muted);
  line-height: 1.6;
}

.section-copy,
.toolbar-summary {
  margin: 0;
  font-size: 13px;
}

.overview-grid,
.persona-grid,
.dashboard-grid,
.calculator-grid,
.kpi-grid,
.compare-cards {
  display: grid;
  gap: 16px;
}

.overview-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.metric-card {
  padding: 18px;
}

.metric-label {
  display: block;
  margin-bottom: 10px;
  font-size: 12px;
  color: var(--muted);
}

.metric-value {
  display: block;
  font-size: 28px;
  line-height: 1.1;
}

.metric-hint {
  margin: 10px 0 0;
  font-size: 13px;
  color: var(--muted);
}

.persona-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.persona-card {
  padding: 20px;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: var(--surface);
  box-shadow: var(--shadow-soft);
  cursor: pointer;
  transition:
    transform 0.16s ease,
    border-color 0.16s ease,
    box-shadow 0.16s ease;
}

.persona-card:hover {
  transform: translateY(-2px);
  border-color: rgba(29, 78, 216, 0.2);
}

.persona-card h3 {
  margin: 0 0 8px;
  font-size: 17px;
}

.persona-card p {
  margin: 0;
  color: var(--muted);
  line-height: 1.6;
  font-size: 14px;
}

.dashboard-grid--explore {
  grid-template-columns: minmax(0, 1.15fr) minmax(360px, 1fr) minmax(300px, 0.9fr);
}

.dashboard-grid--insight,
.dashboard-grid--compare {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.dashboard-grid--bonus {
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.2fr) minmax(0, 1fr);
}

.calculator-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.panel {
  padding: 18px;
}

.panel--column {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.subsection {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.subsection-head {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  align-items: center;
}

.toolbar-grid {
  display: grid;
  grid-template-columns: repeat(7, minmax(0, 1fr));
  gap: 10px;
}

.toolbar-grid--narrow {
  grid-template-columns: 1.2fr 1fr 1fr auto;
}

.toolbar-grid--compact {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

input,
select,
textarea {
  width: 100%;
  min-width: 0;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 11px 14px;
  background: var(--surface-alt);
  color: var(--text);
}

input:focus,
select:focus,
textarea:focus {
  outline: 2px solid rgba(29, 78, 216, 0.16);
  border-color: rgba(29, 78, 216, 0.36);
  background: #ffffff;
}

.toolbar-summary {
  padding-top: 4px;
}

.section-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.section-actions--wrap {
  margin-bottom: 12px;
}

.list {
  list-style: none;
  margin: 0;
  padding: 0;
}

.modern-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.modern-list li {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 12px;
  padding: 14px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: var(--surface-alt);
}

.modern-list li .item-main {
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.list-meta,
.item-meta {
  color: var(--muted);
  font-size: 12px;
  line-height: 1.5;
}

.item-title {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  font-weight: 600;
}

.item-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: flex-end;
}

.select-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 11px;
  border-radius: 10px;
  border: 1px solid var(--line);
  background: white;
  color: var(--primary);
  font-size: 12px;
  font-weight: 600;
  white-space: nowrap;
}

.select-link:hover {
  border-color: rgba(29, 78, 216, 0.28);
  text-decoration: none;
}

.segment-pill[data-segment="listed"] {
  background: rgba(29, 78, 216, 0.1);
  color: var(--primary-strong);
}

.segment-pill[data-segment="public"] {
  background: rgba(15, 159, 110, 0.12);
  color: #0d7a54;
}

.segment-pill[data-segment="private"] {
  background: rgba(148, 163, 184, 0.12);
  color: #475569;
}

.segment-pill[data-segment="workplace"] {
  background: rgba(180, 83, 9, 0.12);
  color: var(--warning);
}

.list-scroll {
  overflow: auto;
  max-height: 620px;
  padding-right: 2px;
}

.list-scroll--compact {
  max-height: 240px;
}

.result-panel {
  min-height: 120px;
  padding: 18px;
  border-radius: 12px;
  background: var(--surface-alt);
  border: 1px solid var(--line);
}

.result-panel--grow {
  flex: 1;
}

.result-panel--table {
  overflow: auto;
}

.result-empty,
.result-error {
  margin: 0;
  font-size: 14px;
}

.result-error {
  color: var(--danger);
}

.kpi-grid {
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
}

.kpi-card {
  padding: 14px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: white;
}

.kpi-label {
  display: block;
  margin-bottom: 8px;
  font-size: 12px;
  color: var(--muted);
}

.kpi-value {
  display: block;
  font-size: 20px;
  line-height: 1.25;
}

.pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.pill {
  display: inline-flex;
  align-items: center;
  padding: 8px 11px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
}

.pill.pass {
  background: var(--success-soft);
  color: #0d7a54;
}

.pill.fail {
  background: var(--warning-soft);
  color: var(--warning);
}

.mini-table-wrap {
  overflow: auto;
}

.mini-table {
  width: 100%;
  border-collapse: collapse;
}

.mini-table th,
.mini-table td {
  padding: 10px 12px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  font-size: 13px;
  vertical-align: top;
}

.mini-table th {
  color: var(--muted);
  font-weight: 600;
  background: rgba(219, 234, 254, 0.3);
}

.compare-cards {
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}

.compare-card {
  padding: 16px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: white;
}

.compare-card h4 {
  margin: 0 0 6px;
}

.compare-card p {
  margin: 6px 0 0;
}

.data-box {
  margin: 0;
  min-height: 280px;
  max-height: 520px;
  overflow: auto;
  padding: 18px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: #0f172a;
  color: #dbeafe;
  font-family: "JetBrains Mono", monospace;
  font-size: 12px;
  line-height: 1.7;
}

.percent-ring {
  --p: 0;
  width: 180px;
  aspect-ratio: 1;
  margin: 0 auto 18px;
  border-radius: 50%;
  background:
    radial-gradient(closest-side, white 72%, transparent 73% 100%),
    conic-gradient(var(--primary) calc(var(--p) * 1%), #dbe5f2 0);
  display: grid;
  place-items: center;
}

.percent-ring-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}

.percent-ring-inner span {
  font-size: 12px;
  color: var(--muted);
}

.percent-ring-inner strong {
  font-size: 28px;
}

.stack-bar {
  display: flex;
  width: 100%;
  height: 14px;
  overflow: hidden;
  border-radius: 999px;
  background: #e6edf7;
}

.stack-seg {
  height: 100%;
}

.stack-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 14px;
  margin-top: 10px;
  font-size: 12px;
  color: var(--muted);
}

.stack-legend span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.stack-legend i {
  width: 10px;
  height: 10px;
  border-radius: 999px;
  display: inline-block;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 14px;
}

.loan-chart {
  display: flex;
  width: 100%;
  height: 16px;
  border-radius: 999px;
  overflow: hidden;
  background: #e6edf7;
}

.loan-principal {
  background: var(--primary);
}

.loan-interest {
  background: #f59e0b;
}

@media (max-width: 1200px) {
  .dashboard-grid--explore,
  .dashboard-grid--bonus,
  .dashboard-grid--insight,
  .dashboard-grid--compare,
  .calculator-grid,
  .overview-grid,
  .persona-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .toolbar-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}

@media (max-width: 840px) {
  .app-shell {
    padding: 16px;
  }

  .topbar,
  .hero-card,
  .page-head,
  .section-head {
    grid-template-columns: 1fr;
    flex-direction: column;
  }

  .topbar {
    padding: 18px;
  }

  .toolbar-grid,
  .toolbar-grid--narrow,
  .toolbar-grid--compact,
  .overview-grid,
  .persona-grid,
  .dashboard-grid--explore,
  .dashboard-grid--bonus,
  .dashboard-grid--insight,
  .dashboard-grid--compare,
  .calculator-grid {
    grid-template-columns: 1fr;
  }

  .brand-status {
    justify-content: flex-start;
  }

  .modern-list li {
    flex-direction: column;
  }

  .item-actions {
    justify-content: flex-start;
  }
}